Workplace accidents that result in serious injuries can be a common aspect of modern life. For those that have the misfortune of falling victim to one of these accidents, the process of filing for worker's compensation can be essential for obtaining medical care and financial support. Here are some debunked myths about worker's compensation that will help you better understand how to file properly.
Myth: You Will Have A Payroll Deduction If You Are Covered By Worker's Compensation
Some workers will assume that they are only protected by worker's compensation coverage if they have a payroll deduction for this type of insurance. However, this is a form of insurance that is mandated for the employer to carry, and there are often regulations against charging employees for this type of protection. As a result, it is likely that you are protected by this type of coverage, and if you are unsure, it is possible to check the state's regulations to confirm whether it is mandated for your industry, or you could speak with the HR department for your employer.
Myth: Filing For Worker's Compensation Will Always Damage Your Relationship With Your Employer
When you realize that an injury you suffered at work will require professional care to treat, it can be easy to be worried about filing for these benefits due to fears of damaging your relationship with your employer. However, your employer will likely only pass your information to the insurance provider so that the claim can be processed, and this can limit the personal stake that your employer will have in your insurance claim. Furthermore, it is illegal for an employer to retaliate against a worker that has needed to file for these benefits. In situations where this occurs, it is possible to take legal action against the employer for taking unlawful retaliation against you.
Myth: Worker's Compensation Will Only Provide Coverage For Medical Expenses
The medical costs that are associated with recovering from serious workplace injuries can be among the most important expenses associated with these incidents. However, you may also find that you are unable to work for a prolonged period of time due to your injury. This can create a stressful situation where you may not have the financial resources you need. Fortunately, if it is determined that you are medically unable to return to work, these policies will provide you with compensation for your lost income. The amount of compensation you receive will vary depending on the exact requirements of your state, and this can prove to be an indispensable resource for workers that are recovering from serious injuries.
For more information on worker's compensation and how to file properly, contact a law firm, such as McNair Law Offices, PLLC, that deals with worker's comp cases.
Share14 November 2017
Hello, my name is Matthew. Welcome to my site. I am here to talk to you about accident and personal injury attorneys. When I was involved in a serious accident, I had to recover for months in the hospital. My finances suffered due to mounting medical bills and lost wages. I dealt with considerable pain through every phase of the healing process. I worked with an accident and personal injury attorney to obtain compensation for the repercussions of the accident. I created this site to help others find an attorney to work with so they too could acquire compensation following an accident.