Common Ways That Insurance Providers Try To Avoid Paying Claims


After an auto accident, the insurance provider you are in contact with might seem very friendly. However, if you are not careful, you might find yourself receiving no compensation for your injuries or you may receive a low settlement after your case is delayed substantially.

Why Insurance Providers are So Difficult

In the past, the claims department only paid out claims based on the facts of the auto accident case. However, in more recent years, insurance providers have become publicly traded companies and are more focused on becoming more profitable. There are several techniques they may use to avoid paying out a claim.

The Insurance Provider May Try to Delay Your Case

Some insurance providers will drag their feet by taking longer to process your claim than they should. This is sometimes a result of a strategy in which the insurance provider hopes that you will give up on receiving compensation for your injuries. Even if your insurance provider is simply being incompetent, taking too long is considered to be acting in bad faith.

Your Claim Might Be Denied

If your claim is denied, you might find this to be quite shocking. However, denied claims can often be appealed, especially if you provide the insurance provider with more information. The best way to handle a denied claim is to have your auto accident attorney negotiate a settlement. This might be a long process, but it will maximize your chances of receiving full compensation for your injuries.

Actions You Can Take

When you are struggling to work with an insurance provider, you should speak with an auto accident lawyer immediately. Some states have bad faith laws, and you will be able to take legal action against them if they are not basing their decisions on facts or are unfairly delaying your claim. 

Oftentimes, an insurance provider acts in bad faith when they misrepresent or misinterpret the insurance contract's language. They might claim that you would not be covered under those specific circumstances. However, your attorney will need to prove that the bad faith claim is not simply a mistake. For the denial of your claim to be considered in bad faith, you must prove that the insurance provider did not offer an adequate justification.

When to File a Lawsuit

If you file a lawsuit against the insurance provider, you may even be able to seek punitive damages. If the behavior of the insurance provider is particularly egregious, the judge may wish to punish the insurance provider by awarding you recompense for substantial damages. 

Contact an auto accident attorney to learn more.


20 August 2021

Learning About Accident Attorney Services

Hello, my name is Matthew. Welcome to my site. I am here to talk to you about accident and personal injury attorneys. When I was involved in a serious accident, I had to recover for months in the hospital. My finances suffered due to mounting medical bills and lost wages. I dealt with considerable pain through every phase of the healing process. I worked with an accident and personal injury attorney to obtain compensation for the repercussions of the accident. I created this site to help others find an attorney to work with so they too could acquire compensation following an accident.